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Insurance/Valuation Guide

We understand that your items are a lifetime’s worth of personal possessions and furnishings that have both material and sentimental value.

We offer several options for protecting your goods during the move. The option you select sets the limits of our liability for any loss or damage to your belongings.

Please take time to review and understand your options:

Full Replacement Valuation

Full Replacement Valuation – This coverage costs extra but provides more comprehensive coverage for the real value of your goods.  With this plan any items lost or damaged during your move will be repaired or replaced with like items without depreciation for their age.  The way it works:

  • You declare a lump sum value for your shipment. There is a minimum required declaration of $5.00 per pound (so that for example, a 10,000 lbs. shipment will be valued at a minimum of $50,000).
  • You select your desired deductible – $0, $250 or $500.

The final price for this protection plan depends on the value you declare for your goods and the level of deduction you select.

Release Rate Valuation

Release Rate Valuation of 60¢ per pound per article – This is minimal coverage liability that is provided at no charge to you. Note that this often does not cover the actual cost of replacing or repairing your goods

For example: if a 10 lb. laptop computer were lost or destroyed during your move, you would only be reimbursed as follows: 10 lbs. x 60¢ per lb. = $6.00

Replacement Value Insurance

You can also choose to insure your move using a third party insurance provider. This is typically called Replacement Value Insurance and should cover you for the full true replacement value of your goods.

If you have renter’s or homeowner’s insurance, you may already be covered or may be able to purchase an inexpensive rider. Check with your insurance agent.

If you choose to purchase relocation insurance you should expect to receive at least the following terms:

  • Full replacement value coverage
  • 90-day guaranteed claim resolution
  • 30 days of free storage insurance
  • Coverage against fire, theft and acts of nature

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Affiliations

  • Busboy
  • Loews
  • Me Ro
  • U. SANTINI Logos Miss Uni
  • NYC.gov
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